Your Trusted New England Direct Lender: Fast, Flexible Funding for Real Estate Success
Funding in 10 Days or Less. No Upfront or Hidden Fees. Same Day Approvals.
You're Choosing a Lender Who Works For You
Empowering Your Financial Journey with a Lender Dedicated to Your Success.
Fast
We understand that time is money in the property market. Our swift loan approval process ensures you can get started on your projects as soon as possible.
Reliable
Our history of successful projects demonstrates our commitment to delivering on our promises. We have over 35 years of lending experience and have grown to one of the nation's leading and trusted direct capital lender!
Flexible
We offer bespoke financial solutions, tailored to your unique needs and circumstances. Not everyone is the same that's why we are dedicated to creating flexible solutions tailored to YOU.
How do I qualitfy for our
Payday Loan lender service?
To qualify for our payday loan lender service, we consider a few key factors to ensure a streamlined and transparent process. Our goal is to provide access to financial assistance for those facing temporary cash flow challenges. Here are the typical qualifications you'll need to meet:
Steady Employment or Verifiable Income Source
Minimum Age Requirement (typically 18 years or older)
Active Checking Account for Direct Deposit
Proof of Residence and Valid Government-Issued ID
Get a Quick Decsion
We understand that unexpected expenses can't be put on hold, which is why our streamlined application process and efficient review system are designed to provide you with a decision promptly. Once you've submitted your online application, our team works diligently to verify your information and assess your eligibility. Within a matter of hours, you'll receive a response, eliminating the stress and uncertainty of a prolonged waiting period.
With our commitment to swift decision-making, you can rest assured that your financial needs will be addressed promptly, allowing you to focus on resolving your pressing obligations without further complications.
500+
Satisfied Customers
5+
Years of Experiance
20+
Cities Covered
5k
Staff Members
Our Loan Solutions
What you will learn with this book
Fix & Flips
Residential (1-4 Units)
$50,000 - 5,000,000
Up to 90% of Purchase, 100% Rehab
Rates Starting at 10.25%
Maximum Loan to ARV: 75%
12 months, up to 18 at lenders discretion
Resource: Full Recourse
Ground Up
Residential (1-4 Units)
$50,000 - 5,000,000
Up to 90% of Purchase, 100% Rehab
Up to 90% of Purchase, 100% Rehab
Up to 90% of Purchase, 100% Rehab
Up to 90% of Purchase, 100% Rehab
Rentals
Residential (1-4 Units)/Townhomes /PUD Warrantable Condos
$75,000 - 2,000,000
Up to 90% of Purchase, 100% Rehab
Rates Starting at 6%
Maximum Loan to ARV: 70%
12 months, up to 18 at lenders discretion
Up to 90% of Purchase, 100% Rehab
Fix & Flips
SF/ 2-4 Unit/ Townhomes/ PUD/ Condos
$250,000 - 25,000,000
30-year Fixed Rate (Fully Amortizing)
If owned less than 3 Months, 80% of total cost basis
Purchase/Rate-Term Refi: 80% Cash Out Refi: 75%
5,10 & 30 Years
Minimum Occupancy Rate of 90%
Small Balance Multifamily Bridge
Residential (5+ Units)
$500,000 - 5,000,000
Purchase Loans: 75% Purchase + 100% Reno
Purchase/Rate-Term Refi: 70% Cash Out Refi: 65%
Up to 24 months + 2, 6 month Extensions
Unleased Units: 90% of Market Rent (Purchase Loans Only)
Stabilized Bridge
SF/2-4 Unit/Townhomes/PUD/Condo
$75,000 - 2,000,000
85% Purchase 100% of Completed Rehab Costs
Max LTV: 70%
12 months, up to 18 at lender discretion
Min. DSCR: 1.00x, Min. FICO 660
What Our Investors Say About Us
Working with No Limit Capital New England has been an incredible experience. Their team made the financing process straightforward and stress-free, delivering exactly what they promised with full transparency. The team was responsive, knowledgeable, and truly committed to helping me succeed. I highly recommend them to anyone looking for a lender who genuinely cares about their clients’ goals.
Sean Callahan
I couldn’t be happier with my experience at No Limit Capital New England. Owen took the time to understand my project and offered flexible solutions that larger institutions never even considered. His personal attention and expertise made a huge difference in my investment strategy. If you want a lender who treats you like a priority, this is the place to go.
Matthew Shea
Costs
Loan amount:
$xxx - $xx,xxx
Repayment period:
12 monts - 24 months
Payday loans typically come with relatively short repayment periods, often aligning with your next pay cycle. Many lenders require repayment in full, including the principal amount borrowed plus interest and fees, within 2-4 weeks. The interest rates charged by payday lenders are significantly higher than those offered by traditional banks and credit unions for longer-term loans.
Annual percentage rates (APRs) can range anywhere from 200% to 500% or even higher in some cases. While this makes payday loans an expensive option, the trade-off is quick access to cash for those unable to qualify for more favorable rates from banks. Lenders justify the higher rates as compensation for taking on borrowers with poor or no credit histories. It's crucial to carefully review the terms and have a plan to repay the full amount on time to avoid rolling over the debt and incurring additional fees.
Frequently Asked Questions
What is No Limit Capital Fund New England, and what do we offer?
No Limit Capital Fund New England is a direct lender that provides fast and flexible financing solutions for real estate investors in New England. We offer fix & flip loans, rental property loans, bridge loans, and construction loans.
Does the pre-qualification impact my credit score?
No, our pre-qualification process is hassle-free and has no impact on your credit score. You can check your eligibility in just 20 seconds. We never run a hard credit pull only soft credit pulls.
How long does loan approval and funding take?
We offer same-day approvals, and funding is completed in 10 days or less. If your documents are ready, the process can be even faster.
Are there any upfront or hidden fees?
No, we provide transparent lending solutions with no upfront or hidden fees. All terms and conditions are available in our loan guidelines shown on our guidelines page. If you have any questions you can give us a call here: (401) 200-4848.
What is the application process?
You can click on the "Get Terms Instantly" button to fill out the pre-qualification form where our loan specalist will reach out to you or you can book a call at your leisure. If you’re ready to apply, you can submit the full application form using the "Submit Deal" button.
Get In Touch
(401) 200-4848
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